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Insurances In-Network



The following is a list of carriers we are participating with, however, insurance companies have various plans which are subject to change; this is outside of our control.

Consequently, this list in no way serves as confirmation that we are currently in network with all the plans offered by these carriers.

It is the patient’s responsibility to verify that medical services provided by Dr. Francis Averill/ St. Francis Sleep, Allergy and Lung Institute, LLC, will be covered by their respective insurance plan.

It is our great honor to provide our patients with exellent medical care and caring that is within our capacity.

Ultimately, it is the patient’s responsibility to pay for services rendered.

We look forward to serving you!


  • AARP
  • Aetna
  • Assurant
  • Av-Med
  • Baycare Plus
  • CarePlus
  • ChampVA
  • Cigna (Formerly Great West)
  • Coventry
  • Devoted
  • Florida Blue  (all plans except My Blue and Blue Select)
  • Freedom Health
  • Optimum
  • GEHA
  • GHI
  • Humana (HMO only) (We can accept PPO as out of network)
  • Medicare Part B
  • Multi-Plan/PHCS (except Beechstreet)
  • Tricare (Humana, For Life, Champus)
  • United HealthCare (all plans except Medicaid HMO and United Healthcare Compass)
  • WellMed
  • WellCare Medicare

(We do not take Medicaid or any Medicaid product.)

As of 03/01/2022



St. Francis Sleep, Allergy & Lung Institute
802 North Belcher Road
Clearwater, FL 33765
Phone: 727-447-3000
Fax: 727-210-4600

Office Hours

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